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Don’t talk to me about mortgage costs. I’m just glad I’m remortgaging in 2024 and not 2023! Looks like there’s a little light ahead.

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I re-financed onto a floating rate in April. Undoubtedly the wrong decision so far, but if the bond market is to be believed it may end up being a decent one by the end of this year.

I’m not sure that I would do it again, if I knew then what I know now. That’s life I guess!

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